Authorities say scams using a card skimming device are on the rise in the UAE as digital payments grow. Criminals use both physical add-ons at ATMs and POS machines, and digital tricks online, to steal card data. Residents are urged to step up their credit card protection against scams.
According to Khaleej Times, physical skimmers—small attachments placed over card readers—are still common. Digital attacks aimed at online payments are also increasing, so vigilance matters everywhere, not just at cash machines.
The Central Bank of the UAE advises people to ignore messages that claim to be from banks or officials unless you can confirm they’re genuine. UAE cybercrime laws carry penalties for online fraud, and reporting suspicious activity helps authorities act faster.
What to look for at machines
Before you use an ATM or payment terminal, pause for a few seconds. Check for:
- Card slots that look thicker than usual, loose frames, or misaligned parts
- Keypads that feel spongy or raised
- Tiny holes or odd fittings that could hide cameras
If something looks off, walk away and use a different machine. Afterward, keep an eye on your statements so you can spot—and report—charges you don’t recognize.
Practical skimming prevention steps
For effective skimming prevention, build these habits:
- Inspect the card slot and keypad; give them a gentle tug
- Put your hand over the keypad when you type your PIN
- Use trusted ATMs in well-lit, secure locations
- Turn on real-time transaction alerts from your bank
Watch out for online tricks
Phishing emails, smishing texts, fake websites, and random QR codes are common tactics. Verify links before you click. Don’t share personal or banking details through unsolicited messages, forms, or chat apps.
If you suspect fraud
Act fast. Freeze your card through your banking app or hotline, request a replacement, and report the incident to your bank. If needed, escalate to law enforcement as well.
Tools people ask about
Some people choose to carry an anti skimming card or RFID-blocking wallet for peace of mind. Banking experts note that EMV and contactless cards already come with advanced protections. Good habits—shielding your PIN, inspecting machines, and monitoring alerts—do more for day-to-day protection.
Top tips at a glance
- Inspect ATM and card reader hardware for tampering
- Cover your PIN every time
- Avoid public or untrusted payment devices
- Freeze your card and call your bank at the first sign of fraud
- Don’t click on unknown links or scan random QR codes
- Check URLs and verify message authenticity before acting
- Stay informed via official UAE cybersecurity resources
Conclusion
Threats from a card skimming device are real, but simple steps provide strong skimming prevention. With awareness and quick action, your credit card protection against scams can stay a step ahead.
